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BlueCross BlueShield Coverage Availability & Fees
Your dental insurance is quite a bit different from your medical coverage
because there are yearly limits and maximums; however, less than 3% of
people meet or exceed their annual benefits. If you aren’t using your
coverage each year, you’re throwing hundreds to thousands of dollars
away that could have been spent on your smile.
Dental policies are designed with prevention in mind because it can stop
common issues from occurring in the first place, like tooth decay or gum
disease. This reduces your overall dental expenses. In fact, research shows
every $1 spent on prevention can save you as much as $50 on restorative
care.
After paying your monthly premiums, BlueCross BlueShield makes it easy to
get preventive services, like cleanings and checkups. If a problem develops,
you’re also given a yearly allowance to use toward restorative care
after paying your deductible.
Although every policy differs, most plans include:
- 100% preventive care.
- 80% minor restorative care.
- 50% major restorative care.
BlueCross BlueShield connects you with a network of dentists who offer
discounted rates for plan members. As a result, they’ll recommend you
visit a dentist who is in their network because they have pre-negotiated
rates to reduce the amount you pay for common treatments.
You still have the freedom to visit any dentist who accepts your coverage,
even if they are out-of-network. This can give you more options to get the
exact services you want. No matter if you’re
in-network or out-of-network, we will help you maximize your annual benefits to help you get the
healthy smile you deserve.
Meet Mary
We know dental insurance can be confusing. We don’t want to see you avoid visiting the dentist because you don’t understand how it works. Mary, the dental office manager knows the ins and outs of insurance claims in the dental field. She will work on your behalf with BlueCross BlueShield to file the necessary forms and paperwork, so you have one less thing to worry about.
She will take the time to explain how your benefits are being used to pay for your treatments and if there is a remaining balance. Our dental office accepts a variety of payment options to cover any out-of-pocket costs. Besides traditional payment forms, we also accept third-party financing with CareCredit.
You can achieve the smile you deserve without worrying about any financial strain. If you have any questions or you’re ready to schedule an appointment,
contact our dental office today.