United Healthcare Dentist – Lincoln, NE
Maintain & Restore Your Smile with United Healthcare Coverage
Like most people, it’s normal to assume that the cost of dental treatments should be more affordable while you’re under a coverage plan. However, this doesn’t always mean you’ll know exactly how your policy works and the best ways to maximize your benefits. By visiting a United Healthcare dentist in Lincoln, you can be sure to make the most of your insurance plan by working closely with an in-network professional. Read on to learn more about how your coverage works and how our team can help you get the care you deserve!
United Healthcare Coverage Availability & Fees
Firstly, it’s important to know that dental insurance is very different from medical insurance. Unlike medical coverage, which prioritizes paying the cost of treatment after a problem has occurred, dental coverage focuses on preventing oral health issues from happening. That’s why it’s highly important to visit your dentist for dental checkups and cleanings every six months, as your insurance plan will likely cover the entire cost of your preventive treatment. Research even shows that every $1 a patient spends on preventive care can save them about $50 on restorative procedures.
Dental insurance also has annual limits and maximums that you’ll have to keep in mind. That said, less than 3% of people typically meet or go over their yearly benefits. By not using your coverage every year, hundreds or thousands of dollars can end up going to the insurance company instead of being used for your smile. To make the most of your benefits, be sure to check with your provider to see how much you’ll need to pay before your perks kick in.
Most dental insurance policies follow the same format:
- 100% coverage for preventive dentistry
- 80% coverage for minor restorative care
- 50% coverage for major restorative procedures
With a United Healthcare dentist, you can generally make the most of discounted rates and pre-negotiated prices for certain dental treatments. This way you won’t have to spend so much out-of-pocket to maintain and improve your smile. Of course, you won’t be obligated to visit an in-network dentist and can still receive care from a practice that’s out-of-network. However, you’ll just likely expect to pay more for dental services compared to what it would cost with a United Healthcare dentist.
Meet Mary
Our team understands that not everyone will be well-versed in the details of dental insurance and policies. That’s where Mary can help! She is our dental office manager and will be more than happy to help walk you through your coverage plan as well as develop strategies to capitalize on your perks. She’ll even file claims and deal with paperwork on your behalf so that you can have a smoother and less stressful experience while paying for your dental treatment(s). Mary can also go over your financing options that can further reduce your out-of-pocket expenses, such as plans with CareCredit as well as our in-house membership plan.